We recently shared an article expressing concern about looming increases in health insurance premiums as the insurance carriers feel the impact of the COVID-19 crisis and pass along increased treatment costs to the insureds. Today, we are sharing a counter argument in the form of a video that makes the case for major decreases in claim costs due to the restrictions on elective and non-urgent procedures and decreased revenue coming into hospitals. We present the video as a means of being balanced in this discussion.