The Physicians Society of Central Florida (PSCF) is proud to release the 2026 Physician Guide for Patients Selecting Medicare Advantage Plans.

With more than 613 licensed Medicare Advantage Plans in Florida, offered by 30 different companies, navigating the options can be overwhelming for seniors trying to choose the best plan for their healthcare needs.

This guide is based on data gathered through a survey of physicians across Florida. Our goal is to help seniors make informed decisions when comparing Traditional Medicare to Medicare Advantage plans, especially in understanding what protections they may give up versus the benefits being marketed to them.

The report highlights several key factors that can impact access to care:

• Network Adequacy
• Prior Authorization Requirements
• Drug Formularies
• Step Therapy Protocols
• The challenges of returning to Traditional Medicare if pre-existing conditions make obtaining supplemental insurance difficult

This physician-driven resource serves as a valuable tool for seniors and their families as they evaluate their healthcare options during the annual Medicare open enrollment period.